Scams

Internet and phone scams are on the rise and becoming even more sophisticated. Knowing the common scams and how to protect ourselves against them is essential in this day and age.

An example of a common scam is a text or email from a relative, often a grandchild, claiming an emergency of some kind, like an accident, injury, or theft that requires immediate money to resolve the situation. Before sending any money, first verify the authenticity of the message. If the family member can't be reached, ask the family member a question that only the family member would be able to answer. Some families create a code phrase for that purpose.

It is also not wise to answer unrecognized calls. If it's someone you know, they will leave a message. If you do answer, avoid responding with the word "Yes." Your voice saying "Yes" can be taped and used by scammers to authorize all kinds of purchases. If you answer a call and the caller asks, "Is this John Smith?," respond with, "Speaking," rather than "Yes."